Synthetic Data Generation for Credit Scoring Models: Leveraging AI and Machine Learning to Improve Predictive Accuracy and Reduce Bias in Financial Services. Journal of Artificial Intelligence Research, Ahmedabad, India, v. 2, n. 1, p. 168–204, 2022. Disponível em: https://thesciencebrigade.org/JAIR/article/view/375. Acesso em: 29 oct. 2025.